Corporate finance expertise. Proprietary software for digital revenue flows.

Merismos combines corporate finance expertise with proprietary technology built for digital and e-commerce businesses. We help companies structure financial operations, improve revenue control and automate the reconciliation of complex payment and transaction flows.

Merismos Reconcile

Proprietary SaaS reconciliation platform

Our proprietary SaaS platform collects, consolidates and reconciles payment and transaction data, monitors settlements and reserves, and generates automated VAT allocation and reporting outputs.

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Two distinct activities.

Merismos works through corporate finance advisory and proprietary software. Each activity is separate, governed and invoiced independently.

Advisory

Advisory

Corporate finance and operational finance advisory for digital and e-commerce businesses. We support companies with financial structuring, restructuring, management reporting, revenue controls, payment economics and the organisation of finance operations.

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Proprietary software

Merismos Reconcile

A proprietary SaaS platform designed to collect, consolidate and reconcile payment and transaction data, monitor settlements and reserves, and generate automated VAT allocation and reporting outputs.

Merismos Reconcile is powered by the Merismos Flow Reconciliation Platform, the proprietary copyrighted software platform developed, owned, operated and commercially exploited by Merismos Limited.

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Finance expertise turned into software

Merismos was created from extensive corporate finance and digital business experience. We use this operational expertise in two ways: through direct advisory engagements and through proprietary software designed to automate financial processes that are difficult to manage manually.

Finance. Payments. Technology.

Merismos combines three capabilities that are rarely found within the same organisation: corporate finance expertise, practical knowledge of complex transaction ecosystems and the ability to design and build financial technology.

Corporate finance expertise

We support finance functions across different stages of development, from building the first reporting and control framework of a startup to improving financial processes within complex international groups. Our work is grounded in performance, cash generation, reliable information and long-term enterprise value.

Payment and commerce operations

We understand how revenue moves through payment service providers, payment orchestration platforms, e-commerce systems, billing tools, legal entities and jurisdictions. This operational knowledge allows us to identify where financial information becomes fragmented, inconsistent or difficult to reconcile.

Technology execution

When standard systems cannot adequately support a financial process, Merismos can design and develop the required technology. Our software engineering capabilities allow financial logic, controls and reporting requirements to be translated into operational platforms.

Corporate finance advisory.

Merismos provides hands-on corporate finance and operational finance support to digital, technology and e-commerce businesses facing complex revenue flows, rapid growth or financial transformation.

Financial structuring

We help digital and e-commerce businesses organise their financial structure, legal entities, reporting flows and revenue allocation across markets and jurisdictions so that financial information is clear, consistent and controllable.

Restructuring and financial transformation

We redesign finance functions that no longer scale — redefining processes, controls, systems and reporting to support growth, new business models or structural change.

Revenue architecture and internal controls

We design how revenue is recorded, reconciled, controlled and reported across payment providers, platforms, currencies and entities, with controls that make the information reliable and auditable.

Management reporting and financial visibility

We build management reporting that gives CEOs, CFOs and shareholders a clear, timely view of revenue, margins, cash, fees and performance by market, channel and entity.

Payment economics and margin analysis

We analyse payment costs, processing fees, refunds, chargebacks, reserves and FX impact to understand true revenue economics and improve margins.

Finance operations and automation roadmap

We map finance operations, identify processes that depend on manual work or fragmented data, and define a practical automation roadmap, including where Merismos Reconcile can be applied.

Support for digital and e-commerce business models

We work with businesses operating across multiple markets, payment methods, sales channels and entities, where revenue complexity is inherent to the model.

First proprietary product

Meet Merismos Reconcile.

Payment reconciliation, settlement monitoring and VAT allocation.

Merismos Reconcile is a proprietary SaaS platform designed for digital and e-commerce businesses selling across multiple markets, payment providers and sales channels.

The platform connects transaction and payment data, identifies discrepancies between sales and settlements, monitors fees, reserves, refunds and chargebacks, and generates structured VAT allocation and reporting outputs.

Merismos Reconcile is powered by the Merismos Flow Reconciliation Platform, the proprietary copyrighted software platform developed, owned, operated and commercially exploited by Merismos Limited.

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From raw data to reporting.

01

Connect

Connect or import data from PSPs, payment orchestration platforms, commerce platforms, billing systems and internal data sources.

02

Normalise

Clean and standardise files, fields, transaction formats, currencies, dates and references originating from different systems.

03

Match

Match orders, authorised payments, captured payments, payouts, fees, refunds, chargebacks and adjustments at transaction level.

04

Classify

Apply product categories, transaction types, customer attributes, business rules and relevant jurisdictional parameters.

05

Reconcile

Identify missing transactions, duplicated records, inconsistencies, timing differences and unresolved exceptions.

06

Report

Allocate revenue and indirect-tax positions by jurisdiction and generate structured reporting outputs for finance teams and external advisers.

Connect the systems behind revenue.

Merismos Reconcile is designed to combine data that originates from different parts of the payment and commerce stack. Data can be obtained through APIs, webhooks, scheduled exports, SFTP transfers, CSV files or other structured data feeds, and connectors may be implemented for the systems used by each customer.

Payment service providers

The Platform is designed to connect with payment service providers such as Stripe, Adyen, Checkout.com, PayPal and Worldline. Where a native connector is not yet confirmed, it can receive data through APIs, exports and structured files.

Payment orchestration platforms

The Platform can receive data from payment orchestration platforms and combine orchestration data with the underlying PSP and commercial data required for reconciliation.

E-commerce platforms

The Platform supports data imported from e-commerce platforms such as Shopify, as well as from proprietary websites, marketplaces and internal order-management systems.

Acquiring banks and internal systems

The Platform can also receive data from acquiring banks, merchant payment systems, billing tools, subscription-management systems, ERP platforms, accounting systems, data warehouses and other internal sources.

Connector availability depends on each customer's systems and interfaces. Named providers are referenced as examples only and do not imply a formal partnership or a confirmed native connector.

When complexity becomes a finance problem.

Multiple payment providers

Revenue is processed through different PSPs, acquirers, wallets and payment methods, each producing its own transaction data, fees, payout logic and reporting format.

Fragmented commercial data

Orders, payments, invoices, refunds and customer information are stored across commerce platforms, billing tools and internal databases.

Manual reconciliation

Finance teams depend on spreadsheets and repeated manual work to match commercial data with payment and banking information.

International indirect tax

Sales take place across multiple countries and jurisdictions, making VAT and GST allocation dependent on complete, correctly classified transaction data.

Limited financial visibility

Management cannot easily understand revenue, margins, fees, cash collection and exceptions by market, platform, payment provider or legal entity.

Processes that no longer scale

A process that worked for a smaller business becomes unreliable when transaction volumes, countries, products, PSPs and legal entities increase.

Designed for real finance operations.

Building a finance department

A startup or growing business needs to define finance responsibilities, reporting, controls, closing processes and management information.

Transforming an existing finance function

A CFO needs to improve reporting quality, reduce manual work and redesign processes that no longer scale.

Reconciling global e-commerce revenue

A business sells through Shopify, Adobe Commerce, WooCommerce, BigCommerce or proprietary commerce systems and receives payments through several PSPs.

Reconciling PSP data

A finance team needs to match commercial orders with data from providers such as Stripe, Adyen, Checkout.com or PayPal.

Managing payment orchestration data

A business uses orchestration technology such as Primer, Spreedly or Gr4vy and needs to reconcile the orchestration layer with commercial, PSP and banking information.

Preparing VAT and GST reporting

A business sells internationally and needs to classify transactions, allocate sales by jurisdiction and prepare reliable VAT and GST reporting positions.

Automating a finance process

A recurring finance task depends on complex rules, fragmented data and repeated manual intervention. Merismos maps the financial logic and develops the appropriate automation workflow or platform.

Experience across different organisations.

Merismos brings experience from a wide range of corporate environments, from startups and founder-led businesses to high-growth organisations and listed multinational groups.

This range of experience allows us to understand both ends of finance transformation: the need to create structure where little exists, and the need to simplify, control or automate processes that have become complex over time.

Our work is designed for CEOs, CFOs, shareholders and finance teams that need practical solutions, reliable execution and a clear understanding of the financial consequences of operational decisions.

Corporate finance and proprietary software.

Merismos Limited is a Cyprus-based corporate finance and technology company. The company combines corporate finance experience, an understanding of digital and e-commerce operating models and the technical capabilities required to transform this expertise into proprietary software.

Merismos commercialises its expertise through two distinct activities: corporate finance advisory and access to proprietary software platforms.

The company's first proprietary product is Merismos Reconcile, powered by the Merismos Flow Reconciliation Platform.

Leadership

Merismos is led by professionals with experience across corporate finance, finance operations, digital businesses and technology-enabled transformation.

Discuss your finance challenge.

Contact Merismos to discuss the design or transformation of a finance function, a complex payment or revenue-reconciliation issue, a finance automation project or a licence for Merismos Reconcile.

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Contact Merismos through Telegram.

Telegram: @MerismosContact

Telephone: +357 94 328664

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MERISMS

Merismos Limited
Company registration number: HE 494532

Registered office: 77 Strovolou Avenue, Strovolos Center, 4th Floor, Flat/Office 401, 2018 Strovolos, Nicosia, Cyprus

Telegram: @MerismosContact

Telephone: +357 94 328664

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Merismos Reconcile is powered by the Merismos Flow Reconciliation Platform, proprietary copyrighted software developed, owned, operated and commercially exploited by Merismos Limited.

Merismos Limited provides corporate finance advisory services and access to proprietary software platforms. Merismos is not a tax adviser, accounting firm, law firm, payment institution, payment processor or regulated financial institution. Advisory services do not include legal advice, regulated investment advice, statutory audit, accounting services, tax representation, tax return preparation or payment services.

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